ABOUT HUIOS
A bank built for the other 70%.
Most Nigerians are underserved by traditional banks. We exist to change that — with fair credit, modern tools and a deep respect for the people one transaction at a time.
OUR MISSION
To put modern, fair banking in the hands of every Nigerian — especially the ones the old system left behind.
What we believe
01
Fair by default
We publish our rates. We don't bury fees in fine print. If a deal isn't fair to you, it isn't a deal.
02
Built around your day
Most of our customers don't earn monthly. Our products flex around daily, weekly and seasonal cashflows.
03
Technology with humanity
World-class app, real humans on the phone. Banking should feel modern but never cold.
04
Long-term partners
We grow as our customers grow. Your first ₦50,000 loan today is your ₦5M facility tomorrow.
A short history.
Huios is founded in Abuja with a single branch and a big idea.
CBN microfinance bank license granted. ₦1B in loans disbursed.
App launches. We cross 50,000 customers in 90 days.
47 branches. 120,000 customers. ₦18B disbursed. Just getting started.
JOIN US
A bank is only as strong as the people it backs.
Whether you want to open an account, partner with us, or join the team — we'd love to hear from you.