Credit that grows with you.
From a ₦50,000 micro-loan for restocking, to a ₦25M facility for the next stage of your business — Huios decides fast and lends fairly.
Loan calculator
Estimate your repayment in seconds.
Loan Amount
₦500,000
Tenure
6 months
₦83,333
₦0
₦500,000
Indicative. Final rate based on credit assessment.
Pick the loan that fits.
Quick Cash
₦50K – ₦500K
Tenor
3 - 24 months
Rate
From 0% / mo
Best for: Emergency, restocking, school fees
BizBoost
₦500K – ₦5M
Tenor
3–18 months
Rate
From 0% / mo
Best for: SME working capital, equipment
AssetFinance
₦1M – ₦25M
Tenor
3–18 months
Rate
From 0% / mo
Best for: Vehicles, machinery, property
AgroLoan
₦100K – ₦10M
Tenor
Seasonal
Rate
From 0% / mo
Best for: Farmers — pay back after harvest
Why borrowers choose Huios.
Decisions in minutes
98% of applications get an answer within 24 hours. QuickCash decisions take under 10 minutes.
No hidden fees
What you see in the calculator is what you pay. No processing surprises, no early-repayment penalties.
Build your credit
On-time repayments grow your Huios credit score, unlocking bigger loans at better rates.
LOANS
Apply in 5 minutes. Get a decision today.
No paperwork. No collateral for amounts under ₦1M. Just answers.